Published October 11, 2026 in Market Update

Tighter supply is pushing more deals through in DOTW

By Dennis Lue Yat

Real estate, DOTW ($1M+)

CNBC reported the average 30-year fixed mortgage rate climbed to 7.49% as of October 7, 2026. That is not a small number. Yet across this market, the Real Estate Data Aggregator counted more sales, fewer homes for sale, and faster contracts in nearly every ZIP code for the three months ending August 31, 2026. Buyers are moving. The question is whether your home is positioned to catch them.

The ZIP that tells the story: 33412

The headline numbers belong to 33412. The Real Estate Data Aggregator counted 125 homes sold there, up 40.4% from the same three months in 2025. At the same time, homes for sale dropped 20.2%. That combination, more buyers and less to choose from, is exactly what tightens a market.

Months of supply fell 3.8 months in 33412, the largest drop of any ZIP in this market. That is not a small shift. Less supply means less competition between sellers, and the Real Estate Data Aggregator shows the median sale price responded: up 11.8% to $967,500. Homes also moved 17 days faster than a year ago.

33418 is moving just as fast

The Real Estate Data Aggregator counted 288 homes sold in 33418, up 21.5% from the same period in 2025. Homes for sale fell 22.3%. The median sale price rose 16.8% to $835,000. Homes went under contract 27 days faster than a year ago. That is the sharpest speed gain of any ZIP in this market.

How the ZIPs stack up

Every ZIP in this market saw supply fall year over year, according to the Real Estate Data Aggregator. The degree varies. Here is where months of supply stands across DOTW for the three months ending August 31, 2026.

33410 is the tightest ZIP in the market at 3.3 months of supply, down 1.7 months from a year ago. The Real Estate Data Aggregator counted 184 homes sold there, up 21.1%, while homes for sale dropped 20.8%. Nearly 1 in 4 homes went under contract within two weeks of listing.

Where prices moved up, and where they dipped

Not every ZIP saw prices rise. The Real Estate Data Aggregator shows a clear split. Some ZIPs posted double-digit price gains. Others slipped a little. That is normal in a market this size, and it is exactly why your street matters more than the overall average.

33477 leads with a 30.2% price gain, bringing the median to $820,000. 33467 rose 9.6% to $515,000. On the other side, 33463 dipped 4.9% to $385,000 and 33403 fell 5.5% to $345,000. A dip in the median does not always mean weakness. It can reflect the mix of homes that happened to sell. The Real Estate Data Aggregator shows 33403 still saw 96.4% of list price at close and homes selling 16 days faster than a year ago.

Contracts are coming faster across the board

One number stands out across nearly every ZIP: the share of homes going under contract within two weeks of listing is up. The Real Estate Data Aggregator shows 33414 gained 10.4 points year over year, with nearly 1 in 4 homes contracting that fast. 33467 gained 9.2 points. 33412 gained 8.3 points.

What the national picture adds

CNBC reported that applications to refinance were 56% lower than the same week a year ago, as of October 7, 2026. That tells you most buyers in the market right now are committed. They are not waiting for a better rate. They are buying because they need to. The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. Locally, several DOTW ZIPs are running well ahead of that national pace.

Realtor.com reported that 20.8% of listings nationally saw price cuts in September 2026, the highest share since October 2022. That is a national figure, not a local one. But it is a reminder: overpriced homes are sitting. The DOTW ZIPs with the strongest results all show sale-to-list ratios above 95%, according to the Real Estate Data Aggregator. Prep and price are doing the work.

A note on 33408

33408 is the one ZIP worth watching carefully. The Real Estate Data Aggregator shows 7.4 months of supply there, unchanged from a year ago. Median days on market is 116, the longest in this market. The sale-to-list ratio slipped 0.7 points to 93.6%. Prices rose 16% to $615,000, but fewer homes sold. That combination points to a market where buyers have more room to negotiate. If you own in 33408, pricing needs to be precise.