Published October 25, 2026 in Market Update

One part of Loxahatchee is moving faster and at a lower price point

By Dennis Lue Yat

Real estate, Loxahatchee

CNBC reported that purchase mortgage applications fell 7% for the week ending October 21, 2026. That is the national picture. Inside Loxahatchee, the Real Estate Data Aggregator counted 340 homes sold across ZIPs 33470 and 33412 in the three months ending August 31, 2026. That is up 17.6% from the same months in 2025. But the two ZIP codes are not behaving the same way. Where your home sits changes everything.

Two ZIP codes, two very different price points

The Real Estate Data Aggregator put the median sale price in ZIP 33470 at $650,000 for the three months ending August 31, 2026. That is down 1.7% from the same period in 2025. Prices dipped a little here. But sales volume rose. The Real Estate Data Aggregator counted 215 homes sold in 33470, up 7.5% year over year. More homes are moving, even as the price edged down.

That 24.3% figure is up 6.5 points from a year before, according to the Real Estate Data Aggregator. Nearly 1 in 4 homes in 33470 went under contract within two weeks of listing. That is the faster-moving part of Loxahatchee right now.

ZIP 33412 carries a higher price and a different pace

The Real Estate Data Aggregator put the median sale price in ZIP 33412 at $967,500 for the three months ending August 31, 2026. That is up 11.8% from the same months in 2025. Price growth here is real and it is significant. The Real Estate Data Aggregator also counted 125 homes sold in 33412, up 40.4% year over year. Sales volume jumped sharply.

That 17% is up 8.3 points from a year ago, per the Real Estate Data Aggregator. The improvement is bigger than in 33470. But the starting share is still lower. The median days on market in 33412 was 92 days, though the Real Estate Data Aggregator noted that is 17 days shorter than the same period in 2025. Things are improving in 33412. They just move at a higher price and a slightly slower pace.

Supply is tightening across both ZIP codes

The Real Estate Data Aggregator counted 542 homes for sale across both ZIP codes combined. That is down 18.9% from a year before. Fewer choices for buyers means less competition for sellers. In 33470 alone, months of supply dropped 1.5 months to 4.8 months. In 33412, it dropped 3.8 months to 5.1 months. Both directions point the same way: tighter supply.

What national rates mean for Loxahatchee buyers

CNBC reported the average contract rate for a 30-year fixed mortgage dropped to 7.41% from 7.50% in the week ending October 21, 2026. That is still high. CNBC also reported purchase applications fell 7% for the week and were 18% lower year over year. Realtor.com reported mortgage rates climbed above 7% for the first time since January 2025. Buyers are cautious nationally. That can work in a Loxahatchee seller's favor if your price and condition are right.

Realtor.com also reported that 20.8% of listings nationally took a price cut in September 2026, the highest share since October 2022. That is not what the Real Estate Data Aggregator is showing in 33412, where prices rose 11.8%. In 33470, the dip was small at 1.7%. Loxahatchee is holding up better than the national picture suggests.

One more thing worth saying. The Real Estate Data Aggregator numbers cover whole ZIP codes. One street can read differently from the ZIP code around it. Condition, lot size, and exact location all shape what a buyer will pay and how fast they will move. The ZIP code average is the starting point, not the final word.